Wage payment guarantee insurance
Wage payment guarantee insurance covers the situation where the employer cannot pay. The employer enrols.
Who this covers
- Workplaces employing foreign workers under the Employment Permit System
- The foreign workers at those workplaces
What to know
- Enrolling is the employer's duty.
- If wages go unpaid, part can be received from this insurance.
- There is a coverage limit. It may not cover the whole amount owed.
- Claim the rest through a labour office complaint, the wage guarantee fund or a lawsuit.
Steps
- When non-payment occurs, get advice from 1350 first.
- Check with the employment centre whether the employer is enrolled.
- Follow the claim procedure they explain.
- Pursue the shortfall through a complaint and the wage guarantee fund.
What you need
- Labour contract
- Attendance and pay records
- Passport and Alien Registration Card
- A bank account in your own name
Where to go
- Your employment centre · EPS www.eps.go.kr
- 1350 Ministry of Employment and Labor
- Korea Workers' Compensation and Welfare Service 1588-0075
- Your local support centre for foreign workers
Questions people ask
My employer never enrolled. Enrolment is mandatory, so you can report it to the employment centre. You can still claim your wages regardless.
Is the insurance payout the end of it? Amounts beyond the limit must be claimed separately. Do not give up.
The procedure is complicated. A support centre for foreign workers can accompany you and interpret.
Take care
Start keeping records as soon as non-payment begins. Evidence gets harder to gather as time passes.
Related
unpaid-wages-report · wage-guarantee-fund · severance-departure · casualty-insurance
Source
Ministry of Employment and Labor, EPS www.eps.go.kr / As of 2026-08